Privacy Notice
Rev. 10/2014
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Facts
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What does American Bank do with your personal information?
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Why?
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Financial companies choose how they share your personal information. Federal law gives
consumers the right to limit some but not all sharing. Federal law also requires us to tell you
how we collect, share, and protect your personal information. Please read this notice carefully
to understand what we do.
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What?
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The types of personal information we collect and share depend on the product or service you
have with us. This information can include:
- Social Security number and assets
- income and transaction history
- account transactions and credit history
When you are no longer our customer, we continue to share your information as described in this notice.
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How?
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All financial companies need to share customers' personal information to run their everyday
business. In the section below, we list the reasons financial companies can share their
customers' personal information; the reasons AMERICAN BANK chooses to share; and
whether you can limit this sharing.
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Reasons we can share your personal information
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Does AMERICAN BANK share?
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Can you limit this sharing?
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For our everyday business purposes-
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus
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Yes
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No
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For our marketing purposes-
to offer our products and services to you
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No
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We don't share
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For joint marketing with other financial companies
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No
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We don't share
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For our affiliates’ everyday business purposes-
information about your transactions and experiences
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No
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We don't share
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For our affiliates’ everyday business purposes-
information about your creditworthiness
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No
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We don't share
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For our affiliates to market to you
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No
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We don't share
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For nonaffiliates to market to you
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No
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We don't share
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Who we are
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Who is providing this notice?
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American Bank; 1201 Military Avenue; P.O. Box 597, Baxter Springs, KS 66713
American Bank; 810 East Maple, P.O. Box 230, Columbus, KS 66725
American Bank; 901 East 7th Street, P.O. Box 385, Galena, KS 66739
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What we do
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How does AMERICAN BANK protect my personal information?
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To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
We restrict access to nonpublic personal information about you to those employees who
need to know that information to provide products or services to you.
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How does AMERICAN BANK collect my personal information?
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We collect your personal information, for example, when you
- apply for a loan or open an account
- apply for insurance or make deposits or withdrawals from your account
- pay your bills
We also collect your personal information from others, such as credit bureaus, affiliates,
or other companies.
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Why can’t I limit all sharing?
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Federal law gives you the right to limit only
- sharing for affiliates’ everyday business purposes – information about your creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
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Definitions
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Affiliates
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Companies related by common ownership or control. They can be financial and nonfinancial companies.
- AMERICAN BANK does not share with our affiliates.
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Nonaffiliates
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Companies not related by common ownership or control. They can be financial and nonfinancial companies.
- AMERICAN BANK does not share with nonaffiliates so they can market to you.
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Joint Marketing
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A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- AMERICAN BANK doesn't jointly market.
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